Cadiz Protected 4 Life

Cadiz Protected 4 Life accumulates returns from growth assets while protecting your capital and returns with defensive assets.

 

Who may wish to invest

Cadiz Protected 4 Life Fund is suitable for investors seeking exposure to South African equities with protection against market reversals. It is for investors who wish to benefit from:

  • managed exposure to active growth and defensive assets
  • protection against market reversals
  • locked in gains during periods of strong performance

Features

Cadiz Protected 4 Life uses a dynamic allocation strategy that:

  • increases exposure to growth assets when these perform strongly; and
  • protects capital and growth from market reversals by locking in the highest daily value ever achieved.

Read More

Cadiz Protected 4 Life Brochure (pdf)
Cadiz Protected 4 Life Factsheet - SA Equities (December 2011, pdf)

Existing investors - factsheets

Investments that are no longer open to new contributions

Cadiz Protected 4 Life - USD Class  (December 2011, pdf)
Cadiz Protected 4 Life - Euro Class  (December 2011, pdf)
Cadiz Protected 4 Life - ZAR Class  (December 2011, pdf)

Investor need
Long-Term Growth
Benchmark
 
Investment vehicle
The Fund is offered as a listed share on the South African and Luxembourg Stock Exchanges or a policy underwritten by Cadiz Life Ltd.
Maximum exposure to growth assets (equity exposure)
The Fund can invest up to 100% in equities.
Risk rating
Medium
Time horizon
Long term
Asset Class(es)
Equities, bonds, real estate and currencies.
Launch date
Wednesday, March 17, 2010
ASISA classification (where relevant)
N/A
Income distribution / payment
The policy is open ended with a minimum 5 year term. During the first 5 years of your policy, you may make one withdrawal: The maximum amount you may withdraw is the lesser of: - your initial contribution plus 5% per year; or - the market value of the shares.
Investment minimum
Lump sum: R25 000
Regulation 28
No
Currency availability
South African rand, euro and US dollar classes of share are available
Portfolio Manager
Cadiz Asset Management (Pty) Limited
Status
Open. Closing date for applications: 20th of each month.
Liquidity
Monthly
Initial fee
0.00%
Maximum adviser initial fee
3.00%
Annual management fee
0.75%
Maximum adviser ongoing fee
0.75%
Performance fee
0.00%
Total Expense Ratio (TER) total
Not Applicable
TER date